Last Updated on 15/05/2017
Mobile banking

IOB MOBILE - New Mobile Banking

Click here for FAQs

IOBMOBILE is the mobile banking service provided by Indian Overseas Bank. It helps the customer to do following transactions: 

  • Balance Enquiry
  • Mini Statement
  • Funds Transfer within Bank from one account to another
  • Funds Transfer to accounts of other bank using NEFT and IMPS
  • Topup and bill payments
  • Stop cheque
  • Cheque status
  • ATM card blocking
  • Foreign Inward Remittance using IMPS

Registration Process 

New Registrations through Mobile banking

  • New customers have to download the application from here
  • Fill the application and submit the same to branch

New Registrations through Internet banking 

  • Customer can also register/add accounts through internet banking --» login --» edit profile --» mobile banking registration

Application download 

  • On successful registration, Customer will receive download link and MPIN through SMS
  • You can download the application from the link given in SMS message or from google play store /windows store / Apple store by searching for “IobMobile”


IOB Mobile banking can be used through any of the following modes

  • USSD
  • IOB *99# app in android platform (USSD via app)
  • Android/iPhone/Windows application
  • Mobile browser(WAP)

Android /Windows/apple Application

First time Login

  • When the customer downloads the application and logins for the very first time, Application will ask to enter the registered mobile number and mPIN
  • On entering mobile number and mPIN, customer will be prompted to enter OTP(One time PIN) received to registered mobile number
  • On entering OTP customer will be prompted to set a new 4-digit password and confirm password
  • After successfully setting the password customer has to change the MPIN through Change MPIN option.


  • The following Services are available through smartphone application

Banking Services 

  • Balance enquiry
  • Mini statement
  • Funds transfer(within Bank)
    • Mobile to Mobile
    • Mobile to Account
  • NEFT
  • Request Cheque book
  • Bill payments
  • Mobile/DTH Topup
  • IMPS P2P (Using mobile number and account number)
  • IMPS P2A (Using IFSC code and Account number)
  • Generate MMID
  • Retrieve MMID
  • Cancel MMID
  • Change MPIN
  • Blocking of ATM card
  • Stop cheque
  • Cheque status

Note: No charges for mobile banking /IMPS transactions.

Mobile browser(WAP)  

Access full fledged mobile banking from mobile browser 

URL : 

Customer Admin Page

Go to 

1. Choose Indian Overseas Bank 

2. On next screen choose customer login and enter your mobile number and MPIN 
Customer can do following services through customer login 

  • Change MPIN
  • View transactions
  • Download application